1.    Complete Lease Application.  One may be faxed, emailed or snail mailed to you upon request.

2.    With application $50 per unmarried adult applicant/occupant in cash, certified check or money order made payable to CASH.  I 'm able to accept a payment thru my PayPal account.  If you require this form of payment, I will email you an invoice via PayPal. This payment will be given to me, Realtor, Pat Kaeseberg to give to the credit report processor. You can personally give it to me at a scheduled time, or you can mail it to me at my office address. PLEASE do not mail cash.

3.    Credit check should take 24 to 48 hours depending on the day of the week the application is submitted.  Credit check are not performed on weekends or holidays. so that may cause a delay.

4.    once credit check is performed & Landlord approves your application, the lease agreement is drawn per agreed terms.

5.    You sign the lease and misc. disclosure documents.

6.    You pay the required security deposit in certified funds only, no cash, made payable to the Landlord or their designated property manager.

8.    Complete the Homeowners Association (HOA) package forms.
    a.    Write a personal / business check payable to PANORAMA TOWERS for their processing fee in the amount of $150.
    b.    Attach a photo I.D. to HOA package or visit HOA office & they'll make a copy of it for you.
    c.    Once the package is turned in you'll need to obtain a background check for the HOA. The cost is $25, done on the phone with credit/bank card. The contact information for this is on the cover sheet of the HOA package.
            They will fax it directly to the HOA to attach to your file.  The HOA does NOT get a copy of your credit report and the Landlord does NOT get a copy of your background check.
    d.    The HOA requires all tenants to have renters insurance. Get a binder from your insurance company and fax it to the HOA. 
            I do have a list of local insurance companies that have done business in the Panorama, I can provide this information on request.
    e.    Until all the above information is submitted to the Panorama HOA, they will not process you as a tenant & you can't move in until they do.
    f.    The HOA can take up to ONE TO 2 WEEKS TO APPROVE your application. The quicker you complete the above, the easier it will be to meet your deadline.

9.    Once the HOA has processed/approved your application, the balance of the security deposit (if any) and first month's rent is paid in certified funds only, no cash, made payable to the Landlord or their designated property manager.

10.    Keys are delivered on receipt of payment as well as copies of all documents and the HOA rules and regulations. You may meet with the HOA to get introduced into their system and services.  They will give you the parking decals, gate transmitters and information on the services and facility.

CONGRATULATIONS! YOU DID IT & YOU'RE IN YOUR NEW HOME!